SB 920 Puts Missouri Families First
Missouri families are facing a growing challenge in today’s housing market. Across our state — from St. Louis to Kansas City to Springfield and small towns in between — hardworking citizens are finding it harder to buy a home. Instead of seeing houses returned to the market for ownership, many are being scooped up by large investment firms, kept off the market, and turned into rentals. That trend drives up prices for everyone and slowly erodes the dream of homeownership that is central to our communities and our values.
To address this issue head-on, I prefiled Senate Bill 920 for the 2026 legislative session. This bill is rooted in a fundamental belief:
Property Rights are Key to Liberty
Missourians should have the opportunity to own their home, not be priced out of by multi-billion dollar investment firms.
What SB 920 Does
SB 920 limits the residential properties these large firms are permitted to purchase.
- The definition of “business entity” in this bill specifically includes private investment firms, hedge funds and their subsidiaries, while protecting banks, mortgage companies and home builders.
- SB 920 targets existing residential property, not new construction, and includes single family homes and buildings with up to 4 units.
- A business or investment entity which owns 50 single family homes or 100 residential units is prohibited from purchasing any more.
- The Attorney General may bring a cause of action suit against entities in violation and require properties to be sold within 90 days.
- Civil penalties of up to $250,000 and associated costs may be imposed for violations.
Why It Matters
- Less homeownership. It’s getting harder and harder for citizens across Missouri to own a home, especially for our young adults. Owning a home is more than a financial investment, it’s the primary way we build wealth and pass it on to the next generation. It’s part of the “American Dream”, building families, planting roots and growing communities.
- Wall street firms are increasing prices. Investment and private equity firms that offer better than market value cash purchases for homes without inspections are dangling a carrot that is hard for most sellers to pass up. But when those sales are made, they drive up prices for everyone and reduce affordable inventory. When home prices go up in value, the taxes and homeowners insurance also increase. This creates a domino effect that hurts homeowners.
- Declining neighborhoods. Oftentimes, when homes are converted to rentals owned by out-of-state conglomerates, they aren’t maintained well and the quality of neighborhoods begin to suffer. These large firms don’t care about responding quickly to complaints or maintenance issues, they don’t have a personal stake in the property or the community.
A Strong, Fair Housing Market
SB 920 isn’t about shutting out investment properties entirely. It’s about balance.
I want to encourage responsible investment while protecting neighborhoods and hardworking Missourians who are striving to build a future here.
Why SB 919 Matters
Missouri families are being squeezed out of their homes, and it’s not because they’ve suddenly done something wrong. It’s because the system that governs property assessments and taxes has drifted away from fairness, transparency, and common sense.
Across our state — not just in Jackson County, but in rural, suburban, and urban communities alike — homeowners are opening their tax bills and seeing shocking increases. Although there is a Senior Tax Credit Program, many seniors on fixed incomes are still uninformed of its benefits and how to participate. Young families trying to stay rooted in their neighborhoods, as well as working Missourians who have lived in their homes for decades are all feeling the same pressure: rising property taxes that threaten their ability to buy and keep a home.
The Missouri State Tax Commission has issued memorandums of understanding (MOUs) to more than 80 counties, directing them to raise home assessments to meet a required threshold of 90–110% of market value. As a result, many counties are now implementing drastic assessment increases — often with little warning, limited explanation, and no meaningful safeguard for taxpayers.
Property Rights are Key to Liberty.
I believe strongly in property rights. Your home is not just an asset on a spreadsheet — it’s where you raise your children, care for aging parents, build community, and put down roots. Government policy should help people stay in their homes, not tax them out of them.
SB 919 is a comprehensive, taxpayer-focused response to the property tax crisis Missouri is facing right now. The bill does four important things to restore fairness, accountability, and predictability to the system.
1. 5% Cap on Real Property Tax Liability Every 2 Years
SB 919 expands and strengthens property tax relief statewide.
Instead of limiting tax credits to certain counties, this bill ensures all Missouri counties provide a property tax credit that caps annual increases in real property tax liability at whichever is lower of:
- 5% every 2 years, or
- Consumer Price Index (rate of inflation)
For properties that are officially determined to be undervalued, a temporary cap of 15% every 2 years would apply until valuations are brought back into compliance. Once that happens, the lower cap applies again.
This approach recognizes the need for valuation corrections while still protecting property owners from sudden, destabilizing tax spikes.
2. Protecting Property Owners from Unexpected Reclassification
SB 919 prevents assessors from reclassifying real property without first conducting an in-person consultation with the property owner. Too often, property owners don’t find out their property has been reclassified until they receive their bill.
Under this bill, assessors must make a documented, good-faith effort to contact the owner before a reclassification can occur. This ensures transparency, communication, and basic due process — principles every taxpayer deserves.
3. Stopping Excessive Assessment Increases on Homes
Current law allows residential property assessments to increase by more than 15% if an assessor conducts a physical inspection. Under my legislation, the assessed valuation of residential real property may not increase by more than 15% — period. No exceptions.
Property owners would maintain the right to request a physical inspection of their property, but without fear that doing so could lead to a higher assessment.
4. Requiring Fair and Consistent Valuation Standards
SB 919 brings clarity and accountability to how the State Tax Commission equalizes property values across counties.
The Missouri Constitution requires the Commission to determine whether property is valued above or below true market value. Currently, the STC uses a threshold of 90-110% of true market value. That threshold is set by the International Association of Assessing Officers (IAAO), not Missouri statute.
This bill creates Missouri statute that dictates the threshold be lowered to 75% - 100% of true market value. I don't believe anyone should be paying taxes on anything over 100%.
This ensures consistency statewide and prevents extreme valuation swings that harm local communities and household budgets.
Keeping Missourians in Their Homes
The problem of Increasing real property taxes is no longer isolated to Jackson County. It is happening across Missouri, and it demands a statewide solution.
SB 919 is about continuing to fund local government while providing fairness & predictability to taxpayers. Most importantly, it’s about keeping people in their homes rather than taxing people out of them.
I will continue to stand up for property owners, fight for transparency in government, and work to ensure that Missouri’s tax system reflects our shared values of fairness, stability, and respect for the people who call this state home.
Let’s face it — Artificial Intelligence is just that: artificial.
Artificial intelligence is already reshaping our lives, and nowhere are the risks more serious than in our elections and in the lives of our children. From AI-generated political messages designed to manipulate voters, to the misuse of children’s images to create exploitative or harmful content, these technologies are being deployed faster than the law can respond.
As your state senator, my first responsibility is to protect Missourians — especially families and the integrity of our democratic process.
I also believe deeply in state sovereignty and local control, which is why I am troubled by recent efforts at the federal level to prevent states from acting where Washington has failed. Missouri should not be left defenseless while powerful technology outpaces accountability.
Here are clear, public examples of the harms unregulated AI has caused — the kind of real-world damage that demands action.
AI & Election Integrity
Artificial intelligence isn’t just a tool for convenience — it’s rapidly becoming a powerful weapon in shaping political opinion and influencing elections, often without voters’ awareness.
AI generated robocalls mimicking public officials' voices have already appeared in the United States. In January 2024, thousands of New Hampshire voters received phone calls using an AI-generated voice resembling President Joe Biden, falsely urging them not to participate in the state’s presidential primary — a tactic widely condemned as voter suppression and election interference. Criminal charges and federal fines have been pursued in connection with these false calls under laws prohibiting impersonation and deceptive practices.
Further research shows that AI chatbots can significantly alter voter opinions with only a short interaction. A 2025 study from Cornell University found that conversational AI can shift voter support in either direction by producing large amounts of persuasive claims, some of which are incomplete, biased, or misleading — meaning generative AI could be harnessed to sway political views on a massive scale.
These incidents underscore how accessible AI tools have become and how easily they can be deployed to circulate misleading political content — potentially suppressing turnout, distorting public perception and affecting outcomes of elections along with horribly damaging the character and reputations of innocent candidates.
The ability to fabricate credible-sounding statements and realistic video at scale poses a growing threat to our elections — and Missouri should not wait for federal action.
Exploitation of Children
One of the most alarming and underreported harms of unregulated AI is the exploitation of children’s images.
AI is trained on enormous datasets scraped from the internet that include identifiable photos of children - often without consent. These datasets empower generative models to create convincing AI-generated images or videos of minors that never existed or depict them in harmful or exploitative scenarios. Researchers warn that even personal photos parents post online can be reused in training sets and later manipulated without permission, creating risks of deepfake abuse and child exploitation
Law enforcement has documented real cases where generative AI tools were used to create child sexual abuse material — in one instance, a medical professional received a decades-long prison sentence for generating and distributing AI-produced sexual images of minors. Moreover, AI is being used by private individuals — including teenagers — to sexualize images of peers, causing profound emotional trauma, reputational damage, and long-lasting harm to young people’s lives.
These are not hypothetical risks; they are occurring today in real communities, and they show that unchecked AI use can put children directly in harm's path.
Other Harms of Unregulated AI
AI doesn’t only threaten political integrity and children’s welfare. It has real life risks that have already caused harm or have great potential to harm if left unchecked:
- Data privacy issues
- Intellectual property infringement
- Job loss
- Lack of transparency
- Unsafe decision-making by law enforcement, doctors, etc.
These are real harms and real people have already experienced many due to the lack of adequate oversight of AI.
My Response: SB 1012
To confront these threats, I am proud to sponsor Senate Bill 1012. SB 1012 creates new state provisions relating to artificially generated content, especially where it intersects with elections and exploitation.
Key components of SB 1012 include:
- Election Transparency. Political ads, communications, and public messaging content created or modified using AI must clearly disclose that they contain AI-generated elements, with violations.
- Criminal Penalties for Harmful Deepfakes: The bill establishes criminal offenses for creating or threatening to publicly disclose deepfakes of individuals under 18 with penalties ranging from class E to class B felonies depending on severity.
SB 1012 is common sense legislation that protects elections and safeguards children while respecting innovation and political expression.
Why a Federal Clampdown on States Is No Solution
On December 11, 2025 the President signed an executive order attempting to centralize AI policy and restrict states from creating regulations of their own. Critics — including many state leaders — argue this overreaches and could prevent states from protecting their residents while Congress fails to act.
Executive orders are not legislation and cannot preempt state law absent specific congressional authorization. States have long exercised authority over consumer protection, child welfare, elections, and safety — areas where AI is already creating novel harms. Preempting state authority at this critical moment risks leaving citizens exposed and communities unprotected.
States must be able to act when technology outpaces federal law. Missouri will not shrug off that responsibility.
Welcome Innovation With Common Sense
We should welcome technology that improves lives. But welcome does not mean blind trust. The stories above are proof that when companies and governments move faster than common-sense protections, ordinary people are the ones who get hurt. I respect the principle of federal leadership, but not when it weakens the ability of states to defend their citizens.
If Washington insists on trying to preempt state action, we should not abandon our duty to protect our communities. I will keep fighting for common-sense rules that keep families safe, preserve our freedoms, and hold those who profit from technology accountable when their systems harm people.
Missouri can - and must - do better.
This week, Secretary of State Denny Hoskins hosted something unprecedented in Missouri: a public demonstration of election equipment. To my knowledge, this level of transparency has never been offered before. Although I would prefer all Missouri elections be conducted without this type of election equipment, I am grateful for the opportunity to attend and learn more about how the technology behind our elections is designed to function.
Events like this matter. At a time when many Missourians have sincere questions about election integrity, offering an open, hands-on look at the machines available to our local election authorities is an important step toward rebuilding trust. I deeply appreciate the Secretary’s willingness to provide that access—not only for legislators, but for the public as well.
The demonstration featured equipment from Hart InterCivic, currently the only election machine company in compliance with the March 25, 2025, executive order requiring 2.0 security standards. Their participation offered valuable insight into what compliant technology looks like and what it means for secure elections going forward.
While inclement weather unfortunately kept some from attending, I am hopeful that this will be the first of many educational opportunities. More transparency, more information, and more public engagement can only help strengthen confidence in Missouri’s election systems.
It is also important to note that the Secretary of State’s office does not have the authority to mandate or prohibit the use of election equipment nor dictate the vendor used. Those decisions rest with local election authorities. Even so, Secretary Hoskins has made a commendable effort to provide clarity and education—especially for those who have genuine concerns or simply want to better understand how these systems work. For that, his efforts are sincerely appreciated.
Missourians deserve confidence in their elections, and transparency is a powerful tool in ensuring it. We look forward to seeing more opportunities like this in the future.
Today, Friday September 12th, the 2nd special session ended with our Republican-led senate passing both the redrawn congressional map and a ballot measure on initiative petition reform.
Earlier this week, I expressed my frustration with the process of how this came to be. My feelings about the process remain the same. However, the process and the legislation itself are separate issues.
The Map
After much examination of the data on the proposed map it was clear that in most regards it is more compact compared to the map we currently have. Also, there are less counties split into different districts. My choice to vote in favor of the new map was based on comparing the two maps and their corresponding data.
The conservatives in the senate fought to pass a 7-1 map in 2022, but they were unable to accomplish their goal. Although I would've preferred the Republicans pass a 7-1 map at that time, just after the census, I had to make a choice between the two maps I was given. I believe the new 7-1 map is better suited to represent Missouri as a whole, so I voted in support. HB 1 passed with a final vote of 21-11.
The Democrats spoke on the bill and expressed their opinions about the legislation as well as the function of the senate for around 4 1/2 hours. It was clear, though, that the bill was going to pass regardless how many hours were spent in a filibuster and keeping the legislature in special session means taxpayer dollars are spent needlessly. The republicans gathered the needed signatures for the previous question (PQ) motion to stop the filibuster and they had more than enough votes to approve both the PQ motion and pass the bill.
You can see the new congressional map below.
IP Reform Going to the Ballot Box
After the map passed, HJR 3 was offered which is a resolution (not a statutory change) that changes the ratification requirements for amendments to our state constitution via initiative petition and will make a few other adjustments to that process as well, IF it passes at the ballot box.
My vote in support of HJR 3 was a vote to allow Missouri voters to decide how they want the Missouri Constitution to be changed. This ballot measure proposes that it would require a majority vote in each of the 8 congressional districts to approve an amendment before it can be added to the constitution. It only applies to the initiative petitions, not measures referred by the legislature such as HJR 3.
HJR 3 passed with a vote of 21-11 and will be at the ballot box in 2026.
